Of all the people here in my hometown, I'm gonna miss Mary the most. She is more than just the neighbor, she is my friend. She is also my confidant, my lovelorn advisor, and a fellow traveler on the spiritual red road. She doesn't want me to move. I wished I could just scoop her up and take her with me. She has become as dear to me as a mother. She is 17 years older than I am, and teases me about things I'm in store for. When I turned 47 I complained about minor aging issues, such as getting tired quicker, or going to bed earlier and getting up waaaay earlier. She laughed and said, "if you can't take 50, you're in for a whole lot of surprises. Wait till you're 64." I laughed, because that was 1997. She was right! Here's the video.....
Well? Will you? (still need me?still feed me?) I have a pretty good idea what my Social Security check amount will be. I'm not sure if I could live on it, but in seven months I'm going to apply for my early retirement SSI. I have done the research. I have narrowed it down to the following two paragraphs.
Is it better to take reduced benefits at age 62 or full benefits later? The
answer depends, in part, on how long you live. If you live longer than your
break-even age, the overall value of your retirement benefits taken at full
retirement age will begin to outweigh the value of reduced benefits taken at age
You generally reach your break-even age about 12 years from your full
retirement age. For example, if your full retirement age is 66, you should reach
your break-even age at 78. If you live past this age, you end up with higher
total lifetime benefits by waiting until full retirement age to start
collecting; otherwise, collecting benefits at age 62 may be better.